Frequently Asked Questions for Parents

What is Direct Primary Care (DPC) and how does it work?

DPC a simple way to get healthcare for your child. Instead of using insurance for office visits, you pay a

flat monthly membership fee directly to your provider. Think of it like a gym membership or a streaming

service for your child’s health. Your child gets unlimited at -home visits and longer appointments

without ever paying a co-pay. My goal is to care for your child the way medicine used to feel, personal,

accessible, and built on trust.

Do you take insurance?

No, this practice does not bill or work with insurance for membership services. This helps keep care

simple, clear, and focused on your child. Insurance can still be helpful. You can use it for specialist visits.

lab work, imaging (like X-rays or CT scans), and hospital care. The membership covers your child’s

primary care needs, such as well visits, check-ups, sick visits, and minor procedures. It does not cover

major medical events like ER visits, surgery, or hospital stays. For that reason, many families choose to

keep a health insurance plan (often a high-deductible or catastrophic plan) as a safety net for bigger,

unexpected costs.

Can I use my Health Savings Account (HSA) to pay for my membership?

In many cases, yes. Pediatric DPC memberships may qualify as an HSA or FSA expense. Because every

plan is different, it’s best to check with your plan provider to be sure.

What if my child does need a specialist?

If your child needs a specialist, I will help guide you every step

of the way. I will help with recommend trusted specialists, coordinate records, review your child’s plan

with you, and stay involved in their care. You won’t have to figure things out alone. If you have

insurance, you can use it for specialist visits. If not, I can help you find self-pay options.

How does in-home pediatric care work?

I come to you. I bring the medical equipment needed to care for your child right at home. That means no

waiting rooms, no rushing out the door with a sick child, and less stress for the whole family. Children

are often more relaxed at home, which helps visits go more smoothly and comfortably.

Do you offer vaccines?

I believe medical decisions are best made through open, respectful conversations and partnership. I

provide evidence-based guidance and support while honoring each family’s choices. At this time,

vaccines are not given in the practice. If your family chooses to vaccinate, I will help connect you with

local options, such as the health department or other trusted resources.

What about labs, imaging, and medications?

I work with local labs and imaging centers to offer clear, discounted cash pricing whenever possible.

Prescriptions are sent directly to your pharmacy and II can help you find cost-saving options if needed.

You can use insurance for labs, imaging, and prescriptions if you prefer.

What if I need to cancel my membership?

You can cancel at any time with 30 days’ notice.

Meet the Provider

Lori Olivarez, ARPN

11111 San Jose Blvd
Suite 56
Jacksonville, FL 32223

© 2026 Thriving Olive Pediatrics